MSHSL Concussion Insurance Program

The Minnesota State High School League provides all its member schools and their students with a free Concussion Insurance Program which is specifically developed to insure student participants from the high cost of concussion treatment and neurological follow-up.   The injury must be sustained while the student is participating in an MSHSL covered event.  All students are eligible for coverage in grades 7 through 12, participating in activities, practice or play of sports, at the Varsity, Junior Varsity, B-Squad, and Sophomore level sponsored by the MSHSL.   The policy limit is $25,000 per injury medical maximum.  Coverage is secondary/excess to any other valid and collectible insurance carried by the parent/guardian.


The new program intends to assure that all eligible students in MSHSL member schools receive prompt and professional attention for head injury events. Accident medical deductibles and co-pays left unpaid by other insurance policies are reimbursed under this program to the limits of the policy. 



 MSHSL Concussion Insurance File Type View File Download File
Fillmore Central Notification Letter
MSHSL Concussion Insurance Program/Forms